Standy Home
Good morning
calendar_today
Thursday, 10 April 2026
flag
Phase 2 Active
fitness_center
Day 1 of 14
group
Andy & Steve
celebration
Debt Free!
check
Debt Free
Completed Mar '26
2
Emergency Fund
Target Jul '26
3
Wealth Build
From Aug '26
Emergency Fund
Bendigo Offset Account
$0
$1,000
Peace of Mind
$4,000
Partial
$7,500
Full Fund
Monthly Income
$10,430
Combined net
Fixed Costs
$5,022
8 committed items
Discretionary
$2,017
12 categories
Monthly Surplus
Income − Fixed − Discretionary
$3,391
🎉
NAB Personal Credit Card — CLEARED & CANCELLED
Original balance: $17,377
· Cleared March 2026
Cleared
apartment
Capitol Grand, South Yarra
Mortgage $1,685 / fortnight · Body Corp $2,698 / quarter
Our Home
warning
BTC 60% — High Concentration
trending_up
Tech 83% — Elevated Sector
medication
Mirtazapine 30mg
Daily — Andy's medication
hourglass_empty
Health Metrics
Tracking begins soon
A dream trip — memories made. Budget well managed.
flight_takeoff
Next Adventure
Save up during Phase 2 — plan the next trip once the emergency fund is secured.